In a week the most romantic day of the year will have arrived: Valentine's Day.

Amongst the sea of roses, chocolates and jewellery, it's important to remember what the holiday is really about: love.

Valentine's Day gifts don't have to break the bank. There are plenty of creative gifts to fit within your budget, and they might be the ones that mean most to your loved one.

Transform your house into a restaurant, with candles, a fresh tablecloth and some flowers. Cook your favourite meal together and enjoy each other's company, without the pricey bill at the end of the night.

You can even take your love outdoors with a romantic picnic. Pick a favourite spot and pack some tasty tapas to enjoy in the glorious summer air.

For an even more personal touch, unleash your creative side and make your beloved a handmade gift. If you need some inspiration, get some ideas from the clever people on Pinterest. If music is more your style, write your Valentine a song and play it for them on February 14th.

Or, use the opportunity to start planning the romantic getaway you've been dreaming of. Open a savings account with the money you'd usually spend on a gift and tell your Valentine it's the beginning of a much-deserved holiday, or something special for the house.

Finally, don't underestimate the power of a hand written card. It truly is priceless.