Is a holiday on your 2017 wish list? We hope so! Holidays have many benefits for your physical and mental health and unfortunately, many Australians don't take their annual leave.

Often, the barriers to travel are financial. You might be having trouble saving, be overwhelmed by foreign exchange options or maybe even insurance. We're here to help with all of your travel money questions.

We've put together a quick guide with our top travel tips to get you where you want to go.

Set a budget and savings plan.

Once you've decided on your travel plans, figure out your budget. In addition to flights and accommodation, don't forget expenses such as meals, souvenirs and entertainment, plus any additional transportation or incidental expenses you'll have during your trip. When you have your budget organised, it's time to begin your Savings Plan. We have a handy Savings Plan calculator that will help you to keep on track and reach your goal before your trip.

Consider a Travel Loan.

If saving isn't an option for you at the moment, we have dedicated Travel Loans that give you the freedom to go anywhere. We're committed to providing competitive interest rates (fixed or variable), convenient monthly repayments and additional repayments so you can pay your loan off sooner if you wish. You can find out more about our travel loans here.

Ensure you're insured.

Whether you're travelling in Australia or venturing overseas, travel insurance is one of the most important things you can take with you. We can assist you with a range of travel insurance options so you have the peace of mind you're covered while you're away from home. You will have 24 x 7 overseas emergency assistance which means you can speak to someone wherever you are in the world, at any time. Find out more.

Exchange your money.

To avoid the stress of exchanging money when you arrive, take advantage of foreign exchange here at home. We can assist you with competitively priced foreign exchange in 35 currencies, so as soon as you land you'll be ready to start your adventure. Another popular option for travellers is a Multi-currency Cash Passport, which offers security and convenience. You can load up to 9 currencies on the one card and use it as if you would an EFTPOS card.

Bon voyage!

Now, you're ready for take off. If you have any questions during your travel planning process, be sure to give us a call or visit a branch.