Here are our top savings tips to keep your Christmas full of holiday cheer without the added stress.

Budget and plan in advance.

By planning how many gifts you need to buy and for whom, you'll avoid impulse purchases or last minute spending sprees. Planning your gifts may also allow you to take advantage of special deals like bundles, gift packs or sales leading up to holiday time. By using a budget and planning, you'll be able to keep track of how much you're spending so there won't be any nasty surprises on your credit card after the holidays. Our Budget Planner may assist you.

Research, research, research.

Research and compare prices online and between stockists. You might be able to find a better price at an online retailer or take advantage of a sale.

Reassess your Christmas lunch.

Your family can enjoy a Christmas feast without the hefty price tag. Plan your menu and ask your family to pitch in with dessert, drinks or entrées. For non-perishable items, start purchasing in advance to spread out the cost over several weeks.

Consider a savings plan.

Once you've determined your budget, consider putting aside a weekly spend so you have some funds ready come Christmas time.

An Auswide Bank Christmas Saver account is designed specifically to help you save for Christmas with a high interest rate and account access only available between 1st December and 31st January each year. For more information on our account please visit www.auswidebank.com.au/personal/accounts/christmas-saver-account.

Our friendly staff are here to help and look forward to assisting you to have a stress-free Christmas